I want your opinion. If you work hard everyday and you have a joint bank account with your husband shouldnt?16 replies

Posted on 02 Jul 2009 at 11:14am

you be able to buy the things you want without an argument. I saw a gucci bag from the gucci outlet for 179.00 which is really cheap for a nice bag like that that is authentic so I figured why not. He gets me knock offs from China all the time and I don’t want those they fall apart all the time. What’s wrong with me wanting a nice bag.

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  1. You can't be serious. said on July 4, 2009 at 12:27 pm

    IMO – Nothing so long as your finances allow that kind of purchase.

  2. Just Another Guy said on July 4, 2009 at 1:46 pm

    you have to be reasonable. i did not say u wernt though

  3. Ju$ keepin it Real said on July 6, 2009 at 1:52 am

    If i had that problem i would say since i bought something for that price you go and buy something for that price.

  4. OtherEmail said on July 7, 2009 at 2:42 am

    Nothing is wrong with having a nice bag! But joint bank accounts and who earns what money is completely irrelevant if you can’t afford it. Can you afford it, knowing that this is a luxury item? If so, then the real question is, WHY is there an argument?

  5. Marina said on July 7, 2009 at 8:18 am

    You should discuss major purchases with each other.

  6. thelma louise said on July 10, 2009 at 6:36 pm

    that’s why we have separate bank accounts it works way better

  7. shy2008 said on July 13, 2009 at 6:53 pm

    As long as it’s within your budget, and you also contribute to the finances, I don’t see the problem. Does he spend money on things he wants? Just try not to make a habit of it and everything should be fine! Hope this helps….

  8. 2b or not 2 b said on July 13, 2009 at 8:18 pm

    dont tell him how much anything costs, make beleive its another knock off.

  9. Vin said on July 16, 2009 at 2:20 pm

    Only if you can justify having enough money to buy a bag for $179. This may be the problem.
    Solution, the 2 of you should have 3 accounts. His, yours, and a joint. Most of your money should go to the joint for bills and things. You can do what you want with your account and he can do what he wants with his. This way, no arguments.

  10. Pamela said on July 17, 2009 at 11:29 pm

    Well me and my husband share an account, but regardless, you have to make sure you can afford to make that kind of purchase. Are all your bills paid? Do you have anything big coming up that you’ll need to pay for? Does he make big purchases like that? Are you trying to save up for a baby, car, or house? This is a big purchase, and you do have to have some kind of agreement for big purchases like that. My husband and I usually approve it with each other if the amount is over $20, just in case there’s something expensive coming up that the other one may not know about.

  11. jdgothtech said on July 20, 2009 at 10:47 am

    Not sure how real this is but he is your husband, and unless you have talked about it, out of respect for each other you should discuss it. Why would you not call him and say I saw this bag for a really cheap price and want to get it, are you ok with that, but why be married if you are not going to make it a partnership?

  12. Harvey said on July 22, 2009 at 8:11 am

    Would you feel it was ok if he spend that kind of money without discussing it with you first? What if he did that once a month? Once a week? Where is the threshold between reasonable and unreasonable?

    This is something the two of you need to figure out, but yes, in principle if you work hard you should be able to enjoy the fruits of your labour. Just be adult and responsible about it.

  13. All the Answers said on July 25, 2009 at 2:02 pm

    I think that if you work just as hard then yes, you should enjoy the things that you love but be sure that you aren’t dipping into your husbands money to by these things. You are an adult so your husband can’t tell you what to do. But make sure that you have enough money for necessities also.

  14. opetke said on July 27, 2009 at 10:42 am

    Oh….

    So we’ve gone from FAMILY finances to MY finances vs. YOUR finances.

    Honey, you need a gucci about as much as you need a second head.

    That’s why he’s pissed.

    Do your husband a favor…open your own account. It’s cold, cruel, and against everything a marriage should stand for….

    …but at least he’ll know where he stands. He’ll get the clear message that your wants and needs are, in your mind, more IMPORTANT that the Family’s needs.

    You even managed to cast the blame for your purchase on him (he gets me cheap bags).

    I can’t imagine actually being married to you! You’re ridiculously selfish, self absorbed, and capable of ducking any responsibility for this.

    When he confronted you…..did it ever occur to you to say “I’m sorry honey. It was a good deal and I got excited. But I’ll discuss other luxury items with you before I spend OUR money.”

    Don’t you expect the same from him? You should!

    Doesn’t he work hard too? What about his contribution to the family? Isn’t there frivolous things he’d like to have that he doesn’t get?

    Lady, I wouldn’t bet 10 cents for your marriage in 10 years. It’s clear you’re only married because your husband has a bigger heart, stronger back, and more moral fiber….

    …than you do!

    Now think about it!

  15. Ben-there said on July 28, 2009 at 9:19 pm

    Honey, Get your own …. bank account. Never get an account with anyone!!!!

  16. mem11363 said on July 29, 2009 at 9:30 am

    Before responding here is my question for you:
    1. How much credit card debt do you have?
    2. How much car loan debt do you have ?
    3. Do you both max out your 401K – 15% of your income or so?
    4. What total percent of your income are you saving?

    If you have any rolling credit card debt, or car loans, and are not maxing out your 401K, than that purse is costing you WAY MORE than $179 because you could be paying off debt that you are paying serious interest on.

    The feeling of a totally paid for house and zero debt lifestyle is great. On a bad day, it means little/no financial stress. On a good day it is a huge turn on.

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